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For Home Buyers:
Why Buyers Choose Tami McCraw - Why homebuyers looking for a real estate agent in the Rancho Penasquitos, Mira Mesa and Scripps Ranch area choose Tami McCraw. Latest Listings - Get Tami McCraw's latest Rancho Penasquitos, Mira Mesa and Scripps Ranch listings of homes for sale first! Find Your Perfect Home - Tami McCraw will search for your ideal home and email you the newest Rancho Penasquitos, Mira Mesa and Scripps Ranch MLS listings of properties in San Diego County CA. First Time Homebuyers - Are you a first time homebuyer in Rancho Penasquitos, Mira Mesa and Scripps Ranch, CA? Choose a top real estate agent. Tami McCraw can guide your home buying search. Mortgage Prequalification - Pre-qualify for a mortgage or loan for your Rancho Penasquitos, Mira Mesa and Scripps Ranch house or other real estate or property. Go to Main Sitemap - Main sitemap sections include Find Rancho Penasquitos, Mira Mesa and Scripps Ranch Homes, For Home Buyers, For Home Sellers, Rancho Penasquitos, Mira Mesa and Scripps Ranch Information, Real Estate Resources, and About Tami McCraw. 
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About Appraisals >Fair Market Value
What is the best price for a piece of real estate? Mortgage lenders, appraisers, and real estate brokers use what is called the "fair market value" (FMV). FMV has been defined as "the price that a buyer is willing to pay and the seller is willing to accept, when both parties are knowledgeable about the property and neither is under any time pressure to buy or sell". Sounds great, but how is this price determined?
The starting point for determining a fair price may be an opinion of the value or "comparative market analysis". Such an analysis uses information on similar properties which are: 1) currently for sale, 2) already sold, or 3) expired properties (those which did not sell). Local, national and international trends and market conditions must also be evaluated.
By comparing similar properties in each of the three categories and the market conditions, appraisers, lenders and agents come very close to the maximum price that buyers would be willing to pay for a house.
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| Q |
What are the three most common environmental toxins for which homes are tested?
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| A |
Mold, asbestos, and lead are tested by specialized inspectors as a regular part of many real estate contracts. |
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