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Welcome! Here You Can Find Great Information on Scripps Ranch, Mira Mesa, Rancho Penasquitos and San Diego Real Estate for Sale Including Foreclosures and Short Sales.

Looking for homes for sale in San Diego? Search everything the web has to offer, right here!You will find the latest homes for sale in Scripps Ranch, as well as homes for sale in Mira Mesa, Rancho Penasquitos and the entire County of San Diego.

Looking to purchase a distressed property; a bank owned foreclosure or short sale?   You are in luck!  With the down turn in San Diego’s housing market, there are literally hundreds of amazing bargains to choose from.  Good deals do sell quickly however, often within the first few days of coming onto the market so it is crucial you have a knowledgeable, experienced and aggressive Realtor on your side that you can trust to work hard for you.  I have extensive experience and success with short sales as well as foreclosures.  More importantly, I pledge to always put your needs first giving you honest, knowledgeable advice you can trust. 

Whether or not you are thinking of buying your first home, relocating to San Diego or looking to sell your current home, preparation and knowledge are essential to a successful transaction.  No other time in San Diego’s real estate history have we seen such high numbers of short sales and foreclosures and with that, the problems they bring into our neighborhoods, home owner’s association and our local economy.  To better help you navigate through such challenges, I offer a free 30 minute consultation to help educate you and prepare you for your investment needs.  And as always, I promise to offer you honest, truthful advice based in market knowledge and years of experience.

If you are one of the thousands of home owners who are upside down on your home or facing foreclosure, call me, I can help.  Foreclosure is not your only option however preparation is key.  Don’t wait till you fall behind in your mortgage payments to call and by no means is there anything to be ashamed of.  Literally thousands of San Diegan’s are experiencing difficulty making their mortgage payments as are people from all walks of life.  And for most, there is help.  I will help guide you through your options, helping you to make the best most informed decision for you and your family, in a reliable, professional and always confidential manner.  Get started on your future and give me a call today!

Buying and selling a home is one of the biggest financial and personal events in your life. As a top Scripps Ranch, Rancho Penasquitos, Mira Mesa and San Diego Realtor, I have the experience and track record you are looking for. Please let me help

- Tami McCraw




Real Estate Tips
Tax Considerations >Tax Deductions

Here is a question which is often asked about real estate sales: which home loan fees are deductible for income tax purposes? It is good to know the answer to this question before you sign on the dotted line. It may influence which loan you will choose. Loan fees for certain services are not itemized on your fee statement, but are grouped together into a single category.

The most obvious deductible fee is the loan fee paid to acquire a mortgage for a principal residence. The IRS recently ruled that the buyer could deduct the fee in the first year, even if the seller paid it! Other deductions include pro-rated property taxes and mortgage interest. On these items, the buyer may only deduct their share.

Most of the other closing costs are not deductible, but you may add them to your home's adjusted cost basis when calculating appreciation. Among these costs are appraisal, attorney, and inspection fees, as well as title, recording and notary fees. Fire insurance fees are neither deductible nor do they figure into the cost basis. If you are not sure which fees are deductible, consult a professional tax advisor.

See All Tips In The "Tax Considerations" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
Which famous skilled mason laid the cornerstone of the Capitol Building in Washington, D.C. in 1793?

A 
George Washington, the first President of the United States.
See More Real Estate Trivia >


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Tami McCraw, REALTOR®, real estate agent and broker for Scripps Ranch, Mira Mesa, San Diego and Rancho Penasquitos, California home listings, property and land for sale - NUMBER1EXPERT(tm)

Tami McCraw
Coldwell Banker Residential Brokerage

12036 Scripps Highlands Drive
San Diego, CA 92131
DRE License# 01435258
Phone: 619-884-9640
Fax: 858-695-3635
Email: TamiMcCraw@gmail.com


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